Mount Rinjani Trekking Insurance
Rinjani Trekking Insurance — Everything You Need to Stay Safe on Mount Rinjani
A complete guide to insurance coverage, safety tips, and how to choose a responsible trekking operator
If you’re planning to trek Mount Rinjani, understanding Rinjani trekking insurance is one of the most important steps for a safe and worry-free adventure.
Trekking Rinjani offers breathtaking scenery and unforgettable memories. However, it also comes with real risks.
Therefore, this guide explains what Rinjani trekking insurance covers, why additional travel insurance is highly recommended, and how to choose a safe and reliable tour company to minimise the risk of accidents.
Why Do You Need Rinjani Trekking Insurance?
Mount Rinjani (3,726 m) is one of Indonesia’s most spectacular volcanoes — and also one of its most challenging treks.
The trail involves steep ascents, narrow ridges, loose volcanic gravel, and remote wilderness far from hospitals or quick rescue services.
The most common incidents on Rinjani include:
- Slips and falls (especially on steep descents and loose soil)
- Exhaustion, dehydration, or altitude sickness
- Sudden weather changes (fog, rain, strong winds)
- Sprained ankles, knee injuries, or muscle strain
Because of these risks, having proper trekking insurance ensures you’re protected against medical expenses, evacuations, and other emergencies. Moreover, it offers peace of mind, allowing you to focus on the beauty of the trail.
Feel Safe with Us — Rinjani Trekking Insurance is Included!
When you book a trek with Green Rinjani, Rinjani trekking insurance is already included in your Mount Rinjani National Park entrance ticket — there’s no extra charge. This Rinjani trek insurance coverage is provided through Rinjani-Trekking-Insurance, designed to protect all visitors inside the park
Rinjani Insurance Coverage (Included)
| Benefit Amount | in (IDR) | Approx. USD |
| Death benefit (accident) | 30,000,000 | $1,900 |
| Death benefit (non-accident) | 15,000,000 | $950 |
| Permanent disability (accident) | 30,000,000 | $1,900 |
| Evacuation (manual evacuation) | 10,000,000 | $630 |
| Medical expenses (basic) | 4,000,000 | $250 |
Important: For easier claims, please ensure you fill in the check-in form completely upon arrival. Your full name, nationality, and date of birth must exactly match your passport details.
What’s Covered by Your Included Trekking Insurance?
- Basic accident protection while trekking inside Mount Rinjani National Park
- Manual evacuation services (carried by guide/porter or stretcher)
- First aid assistance and coordination with local medical services
Note: This coverage does not include helicopter evacuation, extensive hospital care beyond the basic limit, or incidents outside park boundaries.
Why We Recommend Extra Travel Insurance
Although Rinjani Insurance offers useful basic coverage, it may not be enough in serious situations, especially for helicopter evacuation or hospital treatment. That’s why we highly recommend buying additional travel insurance before you travel to Lombok.
Here’s why additional coverage is useful:
- Helicopter evacuation (for critical emergencies)
- Hospital treatment (including surgery, repatriation, or extended care)
- Trip cancellation or interruption
- Lost baggage or valuables
- Travel delays protection
Tip from Green Rinjani: Make sure your policy covers trekking up to 3,726 meters (the summit of Mount Rinjani) and includes emergency evacuation from remote areas.
How to Choose the Right Travel Insurance
- Covers trekking/hiking up to 3,726 meters
- Medical evacuation (including helicopter)
- Medical expenses (hospital, surgery)
- Trip cancellation, delay, or interruption
- Coverage for the full duration of your trip
Recommended providers (based on trekkers’ feedback):
- World Nomads (trekking cover up to 6,000m)
- SafetyWing
- AXA Travel Insurance
Green Rinjani does not sell insurance, but we’re happy to share advice based on other guests’ experiences.
Quick Coverage Comparison
The Included Rinjani Insurance provides basic protection with:
- Death benefit: Yes
- Permanent disability: Yes
- Manual evacuation: Yes
- Medical expenses: Yes, but limited to IDR 4 million
- Helicopter evacuation: Not included
- Hospital care and surgery: Not included
- Trip cancellation, delay, and baggage protection: Not included
By contrast, Extra Travel Insurance offers broader coverage with:
- Death benefit: Optional
- Permanent disability: Optional
- Manual evacuation: Optional
- Medical expenses: Yes, with higher limits than the basic coverage
- Helicopter evacuation: Included
- Hospital care and surgery: Included
- Trip cancellation, delay, and baggage protection: Included
Where Are the Most Challenging and Risky Sections of Mount Rinjani?
Knowing which parts of the trail are tougher helps you prepare properly and avoid accidents.
Thus, here’s a quick guide to the riskiest sections:
Rinjani Trail Risks and Safety Tips
- Summit Attack (Sembalun)
This section is challenging due to loose scree, a steep incline, and the narrow ridge at “Letter E” with cliffs on both sides. To stay safe, start early (around 2–3 AM), wear proper hiking boots, keep a safe distance from others, follow your guide’s instructions, and remain calm. - Senaru Rim to Lake
The trail here involves steep downhill sections, narrow paths, cliff edges, and even a fixed iron ladder. Move slowly, use trekking poles, hold the ladder rails firmly, and descend one at a time. - Torean Route Expect steep and narrow paths with slippery rocks near cliffs and rivers. Always follow your guide, avoid trekking in heavy rain, and place your steps cautiously.
- Senaru Descent
The descent can be difficult with steep slopes and loose soil. Use trekking poles and take your time to descend slowly and safely.
Furthermore, always communicate with your guide about your physical condition and pace, especially on these challenging sections.
How to Choose a Safe and Responsible Rinjani Tour Operator
The best insurance is still prevention, and that starts with choosing a quality trekking company.
Here’s what to look for:
- Licensed Operator — Registered with Mount Rinjani National Park
- Experienced Guides & Porters — Trained in first aid & emergency handling
- Safety Equipment — First aid kits, oxygen, communication devices
- Small Group Sizes — 2–10 trekkers, with 1 guide per max 4 trekkers
- Clear Safety Briefings — Pre-trek safety explanation
- Eco-Friendly Practices — Respecting nature = caring for guests
In addition, smaller groups ensure better safety management and allow guides to provide more personal attention.
Final Advice — Trek Smart. Be Insured. Enjoy Rinjani.
- Your Mount Rinjani trek is a once-in-a-lifetime journey.
- By understanding Rinjani trekking insurance, choosing a safe tour operator, and getting the right additional coverage, you’ll ensure a safe, rewarding, and unforgettable adventure.
- At Green Rinjani, we’re committed to your safety, comfort, and memorable experience.
- Therefore, we’re here to guide you every step, from planning to summit and safely back home.
See you on the trail — happy trekking!
